I currently have a $9,367 (net) credit card balance with BofA at a promotional 0% APR until 10/28/09. According to the Wall Street Journal, Bank of America is raising the interest rates on credit card customers who carry a balance.
Et tu, Brute? Do I have to write another Dear John letter?
I called the customer service rep over the weekend and learned that the increased credit card rates affect only contract rates, not promotional rates. I was verbally assured that promotional rates will be honored unless I breach the terms first (i.e., I make a late payment). The customer service rep even offered additional 0% balance transfers, should I have the need to do so.
No, thanks. It's always good to remember than when you're stuck in debt, credit card companies won't help you out. They're more like the second cow in the pastoral scene below that's been making the viral email rounds:
Come hell or high-water, I'm paying off my credit card debt before October 28th!
8 comments:
Hi there-Thats fab news you are on course to get this paid up by October, thats only 6 months to go!!
OMG, those cows!
I'm glad your rates won't go up. 6 more months! That's nothing, girl, you can do it!
Umm, where did you find the cow porn? Never mind, don't answer that question.
Hey if you are bored this weekend and don't mind driving there is the Pet Expo at the OC fairgrounds. I'm probably going Sunday. They have all different breeds of dogs and cats that you can meet, pets for adoption and a zillion vendors/giveaways. I've come home with enough free samples to feed a dog for a month, add in the cheap dog beds, treats and toys and it's worth going just to shop for your pet. Bring a large backpack to haul your loot.
funny picture! sad in away though because we are the one bending over :(
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