If this is just a temporary correction, great. If not, I'm not too upset since it just gives me more opportunity to dollar cost average at a lower cost.
On Saturday, I compared my 401k target allocation vs. my current allocation. It's really not that far off, but it is a bit heavier on the bond fund than what I'd like.
I could've just requested my 401k administrator to re-allocate immediately, but I really didn't want to do that since my Bond Fund is still -0.99% off my cost-basis. Instead, I just requested my 401k administrator to stop putting money into the bond fund and the stable fund for the remainder of the year.
My future purchases will be focused solely on the international value fund, US large-cap value fund, S&P500 index fund and the small-cap fund.
|Investment Fund (Classification)||Current %||Target%||Future Purchase %|
|DODFX (Int'l Multi-Cap Value)||18.77%||20%||27%|
|DODGX (US Large-Cap Value)||15.00%||18%||18%|
|BTIIX (S&P500 Index)|
|NBGEX (Small-Cap Blend)|
|PTRAX (Intermediate Term Bond)|
|MLTXX (US Treasury Fund)|
Hopefully, by the end of the year, I'll be right on target.