For those unfamiliar with student loan forbearances, the process allowed me to postpone monthly payments due to hardships (or any other approved reasons), but it also allowed interest to continue to accrue, adding to the principal owed.
Up until now, I couldn't figure out what my exact original student loan balance was, because I kept such shoddy records. (You didn't expect me to be in the debt-hole I'm in by being organized, did ya?)
But today, I found the information I was looking for: I originally took out $25,500 in Federal Stafford Loans, $30,000 in Federal Unsubsidized Stafford Loans and $47,325 in Private Student Loans. [UPDATE: I forgot to add $4,100 I borrowed through the Federal Perkins Loan program. I completely forgot about this since I paid off the Perkins loan on 3/5/07. Hurray!]
My original student loan amount in 1998:
My current combined student loan balance: $102,726.85
I just discovered that for the first time in 10 years, I owe less [in my Federal and Private student loans] than when I graduated!
Oh, happy day and what a great way to end 2008! This is the best Christmas gift I've ever given to myself!