Groceries (including non perishable items like toiletries and household items), gas and discretionary items are included in my $500 Amex budget since I purchase everything with that card.
I’ve estimated that I fill up my car twice a month and it costs about $65/tank, or $130/month. I try to limit my food/discretionary spending to $270/month so that I can put aside the excess $100 into my vacation fund.
That leaves me with $8.70/day for groceries and entertainment. I’ve pretty much had to give up my 3 biggest loves: fast food, potato chips and beer.
Forget about going to movies, since it is now a luxury I can't afford. I also don’t drive anywhere on the weekends unless necessary.
I’ve successfully stuck with this budget for the past few months but it’s been so hard.
I try to see this as a blessing in disguise since it is forcing me to eat healthier. But I still often go to sleep wanting to stuff my face with burritos and beer.
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