Friday, January 11, 2013

Things I'll Start Buying With My FSA Money

I knew that starting 1/1/2011, a lot of stuff I previously bought using FSA money (OTC drugs) were no longer allowed without prescriptions.  So for the past couple of years, I just used my FSA money to pay for co-pays, co-insurance, contact lens stuff and other health equipment.

I looked carefully at a similar list of eligible and ineligible items yesterday and I was surprised at some of the stuff that are covered without a doctor's note:
  • Hand sanitizer
  • Hot creams (hot pads and hot patches included as well)
  • Toilet seat covers
  • Sunscreen with SPF 30+
  • Vent cleaning (Expenses paid for the cleaning of your home's vent system.  The customer's explanation of necessity is required.)
  • Parking fee or bus fare incurred for medical care.
I was also issued a FSA debit card for the first time this year.  When I spoke with a CIGNA representative yesterday, she advised that if I buy any of those items at general stores like Walmart or Target, to buy those items items:  (1) separately from non-eligible items and (2) at the pharmacy counter.
I'm going to try to push the envelope by submitting my SPF 30+ BB Cream purchase under the "Suncreen with SPF 30+" category.  I won't buy it with my debit card, but I'll submit it manually.  Who said health and beauty are mutually exclusive?

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