Starting Debt (6/31/08)
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As you know, I'm snowballing my debt and I'm arbitraging my 0% credit card debt. I recently sold some company stock to pay off my cc before the promotional rate expires in October. If you include the $1,999 net proceed from the stock sale, I have $7,243.08 that I've saved towards paying off my credit card so my net balance is technically $4,209. I CANNOT wait for my credit card balance to go down to zero!
I've fallen off the frugality horse recently and this looks better than it really is.
Every month, I try to "earmark" additional money towards other investment/savings vehicles such as my Roth IRA, savings bonds and CD ladder. These "earmark funds" aren't reflected in my net savings I report every month, so most people won't know that I've saved ZIPPO in these funds for the past couple of months. Had I remained on budget, I could have earmarked an additional $100 this month.
I could definitely do better but I've been a bit lacking in the motivation department.
MY NET WORTH
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Glad to see that notwithstanding a pretty big market correction a week ago, I'm still in positive territory.
Looks like the biggest gainer (%-wise) is my Roth IRA that increased in value by 35.53%. But that's only because I contributed $717.29 when I bought 7 shares of TIP. Since it's only "up" $631.55, I actually lost money. Dang it!
The biggest gainer ($-wise) is my 401k, which increased in value by $1,723.53. I contributed $1,613.42, so I actually made money in this puppy. Woo hoo.
For those who are curious, the breakdown of my net worth can be seen here.