So my spendaganza goes on. I just bought myself my first EVER digital camera. Yes, it's time I joined the 21st century.
I bought a Panasonic Lumix DMC-ZS1, 10.1 MP camera with 12x optical zoom at Costco, using a $50 off coupon and a $100 gift card. The camera normally retails for $299-$330. With the discount and gift card, I paid about $155, including tax. The price includes a carrying case a 2 MB memory card. Not too shabby, wouldn't you say?
Costco offered a $50 off coupon last December. I really, really wanted it at the time, but decided not to. Ever since, I rued my decision of not taking advantage of the $50 off coupon. When I recently saw that Costco was offering the same coupon again, I decided to jump on this opportunity. I'm hoping that the 12x optical zoom will come in handy when I go see the Pageant of the Masters next weekend!
Holy guacamole. Have you seen the FDIC list of bank failures in 2009? Most of these banks had less than $1 billion in assets but it's still very unnerving.
As my faithful readers know, I'm arbitraging my 0% credit card debt by paying the minimum and putting my money in a 2.0% savings account at DollarSavingsDirect.
Bankrate gave Emigrant Bank (the parent company of DollarSavingsDirect) a 1-star rating as of 12/31/08.
Although I don't think Emigrant Bank will go under before October (when my 0% promotional rate expires), I also don't want to take any chances. I'll be transferring my money to SmartyPig (the online partner of West Bank). Bankrate gave West Bank 3-stars. Better yet, SmartyPig's current APY is 2.75%.