- Dollar Savings Direct's APY went from 4.0% to 3.5% to now 3.2%
- ING's recently decreased from 2.4% to 2.2%
- Citibank USA's APY is now at 2.4%.
Hmmmm... as APYs go lower and lower, perhaps I will reach the point where potential returns of investment vehicles outweigh my need for security. But, with dividends getting slashed and Treasury bonds yielding virtually close to nothing, I'm out of ideas of where to put my money. Any ideas?