MY DEBT
Starting Debt (6/08) | Last Month | This Month | DIFFERENCE | |
| Private SL | $49,528.99 | $43,557.31 | $43,182.39 | $(374.92) |
| Fed'l SL | $55,852.68 | $53,717.32 | $53,568.28 | $(149.04) |
| Car Loan | $9,779.33 | $0.00 | $0.00 | $(0.00) |
| CC | $13,610.75 | $0.00 | $0.00 | $(0.00) |
| TOTAL | $128,771.75 | $97,274.63 | $96,750.67 | $(523. |
*Sigh* This is the last month that I'll put my snowball plan into abeyance. Next month, I'll resume my plan and hope to pay down my debts by at least 1% per month. It'll be hard to get back onto the frugality horse again, but I'm just gonna have to do it if I want to get rid of my debt in 4 years. *Sigh*
MY SAVINGS
| LAST MONTH | THIS MONTH | DIFFERENCE |
| $8,372.41 | $8,472.64 | +$100.23 |
Eh, nothing new here this month. But I've come into some windfall that will be reported in a future post and next month's progress report. Stay tuned.
MY NET WORTH
| LAST MONTH | THIS MONTH | DIFFERENCE |
| $47,358.27 | $53,922.34 | +$6,564.07 |
Whoa Nelly! My net worth increased by $65,862.20 in one year, but I'll only take credit for ~$53,213, which represents the sum of the contributions to my 401k (including employer match), Roth IRA, I-Bonds, savings and the amount of debt I reduced. ~ $12,649 arguably represents the market rebound. I'm not sure whether the market in 2010 will go up or down, but I just pray for less volatility for the sake of my sanity.
The breakdown and the history of my net worth can be seen here.
4 comments:
fantastic strides on the net worth!!!! wahoo!
You can get rid of that debt very easily - just stick to your plan, you have done amazing thus far & you only have a bit to go... good luck!
kudos chica! 2009 was a good year for you, i'd say. hmm, windfall, i'm anxiously awaiting to hear more;-).
that header is so cute! Nice job by TikiKitchen.com
and your Net Worth - you've done well for yourself. Now get back on that horse and find frugal!
I did a new snowball schedule - told me 4.75 yrs and $14K paid in interest. I plan on changing those terms. ;)
If that increase was with you OFF the horse, I can't wait to see what you accomplish back on! C'mon, aren't you at least a little impressed with yourself? I know I am! :) (Impressed by you, that is.)
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