Sunday, January 3, 2010

December '09 Progress Report

Hope you all had a wonderful New Year's. I certainly did. My final 2009 net worth progress report looks pretty upbeat too.


Starting Debt (6/08)

Last MonthThis MonthDIFFERENCE
Private SL$49,528.99$43,557.31$43,182.39$(374.92)
Fed'l SL$55,852.68$53,717.32$53,568.28$(149.04)
Car Loan

*Sigh* This is the last month that I'll put my snowball plan into abeyance. Next month, I'll resume my plan and hope to pay down my debts by at least 1% per month. It'll be hard to get back onto the frugality horse again, but I'm just gonna have to do it if I want to get rid of my debt in 4 years. *Sigh*





Eh, nothing new here this month. But I've come into some windfall that will be reported in a future post and next month's progress report. Stay tuned.



Whoa Nelly! My net worth increased by $65,862.20 in one year, but I'll only take credit for ~$53,213, which represents the sum of the contributions to my 401k (including employer match), Roth IRA, I-Bonds, savings and the amount of debt I reduced. ~ $12,649 arguably represents the market rebound. I'm not sure whether the market in 2010 will go up or down, but I just pray for less volatility for the sake of my sanity.

The breakdown and the history of my net worth can be seen here.


jpkittie said...

fantastic strides on the net worth!!!! wahoo!

You can get rid of that debt very easily - just stick to your plan, you have done amazing thus far & you only have a bit to go... good luck!

Ms. MoneyChat said...

kudos chica! 2009 was a good year for you, i'd say. hmm, windfall, i'm anxiously awaiting to hear more;-).

Money Funk said...

that header is so cute! Nice job by

and your Net Worth - you've done well for yourself. Now get back on that horse and find frugal!

I did a new snowball schedule - told me 4.75 yrs and $14K paid in interest. I plan on changing those terms. ;)

Revanche said...

If that increase was with you OFF the horse, I can't wait to see what you accomplish back on! C'mon, aren't you at least a little impressed with yourself? I know I am! :) (Impressed by you, that is.)