tag:blogger.com,1999:blog-8824441942893023866.post98674508300382901..comments2023-08-10T04:20:47.478-07:00Comments on Shtinkykat's PF Blog: Wish I Had a Time MachineShtinkykathttp://www.blogger.com/profile/13463418160441246011noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-8824441942893023866.post-66951678218771078202008-11-04T14:29:00.000-08:002008-11-04T14:29:00.000-08:00Wish I could turn back time for my money situation...Wish I could turn back time for my money situation. I don't know what I was thinking in my 20's. <BR/><BR/>Good job on changing your path!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-50528835885893400032008-11-04T12:04:00.000-08:002008-11-04T12:04:00.000-08:00As long as you have a plan girl, you are a-okay in...As long as you have a plan girl, you are a-okay in my books! i hear ya on the slowness factor, but it'll be next month, and then the next-next month in no time.<BR/><BR/>For now? we just blog and keep it up. and look at funny LOL cats ;)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-67548871864151112592008-11-04T11:46:00.000-08:002008-11-04T11:46:00.000-08:00ACK. This scares me. :\ When I graduate law school...ACK. This scares me. :\ When I graduate law school, I'll have around 170k in student loans...<BR/><BR/>"Do not request a forbearance unless you ABSOLUTELY have no other options."<BR/><BR/>I will definitely follow this advice.<BR/><BR/>Someone recommended that I consolidate my loans now... I have to admit I know little about consolidation (I'll have to read up on it). Did you do it with yours at any point, and what are your thoughts on it?Sunflowershttps://www.blogger.com/profile/02917160919955773944noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-22525965790496131302008-11-04T09:26:00.000-08:002008-11-04T09:26:00.000-08:00It's good to have a long term plan but make sure t...It's good to have a long term plan but make sure to have some short term goals along the way. If you wait until 2014 to say 'Ah, success!' then you'll probably get lost somewhere along the way. Set some interim goals along the way that you can reach every few months. That'll give you more motivation in the short term and keep you focused along the way. <BR/><BR/>For example, our goal right now is to pay down my wife's larger balance and higher interest student loan. It'll probably take a few years as it started around $19k, but I set some interim goals, such as: $15,000 then $12,500 then to have the balance fall below the other student loan (currently $11,500) and then $10,000 and so on. <BR/><BR/>It's cool to get to say 'cha-ching!' along the way.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-89441951067716427332008-11-04T08:38:00.000-08:002008-11-04T08:38:00.000-08:00Hi there-a really great post and I can only stress...Hi there-a really great post and I can only stress that you've done a really wonderful job to date!! You've got a real grasp of personal finance now and where you want to be and this mindset comes through life experience and time. Another saying I've heard is 'Man Plans, God Laughs'. But I'm hoping he doesn't laugh too loudly, as I've a 5 year plan too! Seriously though well done and you need to remember to keep focused and motivated, little inexpensive treats every now and then (paid cash) will make things more bearable!!Sharon Shttps://www.blogger.com/profile/15792904322725966887noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-81788614182672687752008-11-04T05:10:00.000-08:002008-11-04T05:10:00.000-08:00cute simpson photo ;) and cat photo! lolbut to the...cute simpson photo ;) and cat photo! lol<BR/><BR/>but to the important stuff - atleast you are on the up & up now & are making progress.. that is all that counts is the present - we just need to move forward with our goals in tote... you will get there & then you can go celebrate, maybe with a new coach purse & matching coach shoes paid with the first month of no payments money!jpkittiehttps://www.blogger.com/profile/16042638265207370788noreply@blogger.com