tag:blogger.com,1999:blog-8824441942893023866.post8768625044431705102..comments2023-08-10T04:20:47.478-07:00Comments on Shtinkykat's PF Blog: Tap My 401K to Pay My Student Loans? Not a ChanceShtinkykathttp://www.blogger.com/profile/13463418160441246011noreply@blogger.comBlogger10125tag:blogger.com,1999:blog-8824441942893023866.post-91886582831364057352009-12-15T19:16:14.004-08:002009-12-15T19:16:14.004-08:00Hi !.
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If it gets down to choose a correct companion who uses your funds in a right way - that`s it!.<br />I take now up to 2G every day, and what I started with was a funny sum of 500 bucks! <br />It`s easy to get involved , just click this link http://gokazytos.freehostyou.com/ukyfake.html<br /> and go! Let`s take our chance together to become richAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-41933519207502503922008-11-27T06:26:00.000-08:002008-11-27T06:26:00.000-08:00I'm hoping I never have to tap into my 401k...the ...I'm hoping I never have to tap into my 401k...the penalties and interest make it a very unappealing move. However, if there was a way to pay off my student loans more easily, I'd love it!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-18289587394172214432008-11-27T05:05:00.000-08:002008-11-27T05:05:00.000-08:00Miss M: He he. Even if you called me an idiot, c...Miss M: He he. Even if you called me an idiot, can't say I can really dispute it. :-P<BR/><BR/>itwasme: Ooof. Wow. Didn't realize the FICO drops so much for opening a new account. But congrautlations on bouncing back from a financial fiasco. 750 is a great score and you should be proud.Shtinkykathttps://www.blogger.com/profile/13463418160441246011noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-55253527429900277052008-11-26T10:58:00.000-08:002008-11-26T10:58:00.000-08:00unfortunately i think i've mastered "creative fina...unfortunately i think i've mastered "creative financing". the FICO drop occurs in opening a new account, hence more available credit. i opened a new account about a year ago, tempted by the much needed 0 percent financing rate. my score looks like it dropped about 40 points, from the 700 range to the 600 range. a year later it is now back to 750, and this is two years post bankruptcy. (we won't go there! bad real estate fiasco.)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-56375754470928785812008-11-26T09:32:00.000-08:002008-11-26T09:32:00.000-08:00Oh Kat, you silly, I was talking about myself. I k...Oh Kat, you silly, I was talking about myself. I kept making monthly payments as penance and a reminder that 'I' was an idiot. I need to work on my pronoun confusion.Miss Mhttps://www.blogger.com/profile/15926161058644761041noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-34873957151722508002008-11-26T04:11:00.000-08:002008-11-26T04:11:00.000-08:00Fru and Sharon Rose: Thanks!Miss M: Heeeeyyy... N...Fru and Sharon Rose: Thanks!<BR/><BR/>Miss M: Heeeeyyy... No name calling! You're supposed to be nice to me! ;-D<BR/><BR/>Itwasme: I didn't address the 3rd part of the FICO score question since I don't know much about how FICO scores are affected by balance transfers. But I agree that there shouldn't be a 100 pt. drop for balance transfers and opening accts sound bogus to me too. There's something else people are leaving out.Shtinkykathttps://www.blogger.com/profile/13463418160441246011noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-45068443073081765392008-11-25T11:30:00.000-08:002008-11-25T11:30:00.000-08:00Hi, yes it was me that posted that. Normally I wo...Hi, yes it was me that posted that. Normally I wouldn't have posted questions that I could have gotten answered elsewhere, but I did want that third item posted about the misinformation that was flying through the blogs over credit cards. The first question was intended as a "without penalty" issue. The second item was basically answered by a commentor who said no it was not unusual to have that high a debt. I appreciate that you've mentioned you did live it up in your case. It is still frightening/sad what an education costs these days. And thirdly, if it was legal to roll the money over (and since it doesn't seem to be, this is moot) I would hope that this would be the chosen option rather than beating oneself up over prior mistakes. Life is hard enough!Just my opinion. :)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-29260475813182573602008-11-25T09:06:00.000-08:002008-11-25T09:06:00.000-08:00I felt the same way about paying off my debt, I co...I felt the same way about paying off my debt, I could take money out of savings but as self punishment I kept making monthly payments. Every month a reminder, you were an idiot before, don't go back there.Miss Mhttps://www.blogger.com/profile/15926161058644761041noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-73678368350510623152008-11-25T08:57:00.000-08:002008-11-25T08:57:00.000-08:00Hi there-you've come a long way, so don't beat you...Hi there-you've come a long way, so don't beat yourself up about the trip. its sounds very exciting and the fact you're not accruing more debt shows how well you're doing.Sharon Shttps://www.blogger.com/profile/15792904322725966887noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-79739608389927461442008-11-25T07:53:00.000-08:002008-11-25T07:53:00.000-08:00Great post. YOu address some interesting points. I...Great post. YOu address some interesting points. I'm shocked at how much a degree costs in the US.Anonymousnoreply@blogger.com