tag:blogger.com,1999:blog-8824441942893023866.post398039317436326787..comments2023-08-10T04:20:47.478-07:00Comments on Shtinkykat's PF Blog: My “Dear John Letter” to ChaseShtinkykathttp://www.blogger.com/profile/13463418160441246011noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-8824441942893023866.post-82940814395218462752009-01-13T09:50:00.000-08:002009-01-13T09:50:00.000-08:00I also received a letter from Chase saying that th...I also received a letter from Chase saying that they were raising my interest rate despite over 15 years as a good customer, no late payments, balance paid in full every time I charged something.<BR/><BR/>I was very happy to send them a "Dear John" letter right away, which I could do because I owed them nothing. Get out of debt as fast as you can. The freedom to make those kinds of choices is fantastic and only comes when you are debt-free.Kathy Stormhttps://www.blogger.com/profile/11550152687531909548noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-63262581698859603242009-01-12T18:07:00.000-08:002009-01-12T18:07:00.000-08:00Abigail: I wish I could kick all the slimy cc com...Abigail: I wish I could kick all the slimy cc companies to the curb. But... alas, not yet. Soon, though, soon...Shtinkykathttps://www.blogger.com/profile/13463418160441246011noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-73007891458617008972009-01-11T23:43:00.000-08:002009-01-11T23:43:00.000-08:00Amen, lady! Glad you're smart enough to know when ...Amen, lady! Glad you're smart enough to know when to leave a relationship -- even if it is with a creditorAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-47348816968545206722009-01-08T22:27:00.000-08:002009-01-08T22:27:00.000-08:00Good to see I wasn't the only one to get that noti...Good to see I <A HREF="http://irregularpayments.com/2009/01/08/chase-can-bite-me/" REL="nofollow">wasn't the only one to get that notice</A>. Nor the only one to kick 'em to the curb because of it!<BR/><BR/>Best of luck killing off <B>all</B> your debt!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-58295152735968254372009-01-08T20:39:00.000-08:002009-01-08T20:39:00.000-08:00Miss M: Heh heh. I wish I was kicking all cc com...Miss M: Heh heh. I wish I was kicking all cc companies to the curb. My friend told me that after he paid off his cc, the company slashed his limits. If they don't want to lend, exactly what business are cc companies in??<BR/><BR/>ParanoidAsteroid: Kicking and screamin'! Thanks!<BR/><BR/>Ms. MoneyChat: I think Chase implemented the $10 service charge on people who got "promotional rates" that don't have an expiration date. They were either hoping that I would start charging extra $ on the card (which would be subject to higher APR) or I would miss a payment, triggering the 30% rate. They were probably ticked that I was paying down a debt diligently.<BR/><BR/>ModeGirl: I actually like Amex a lot. I think they were also the highest ranked in terms of quality of service, etc. Funny how a lot of other people are blogging about how they were disappointed with Chase's changes.Shtinkykathttps://www.blogger.com/profile/13463418160441246011noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-44370835501485795202009-01-08T14:52:00.000-08:002009-01-08T14:52:00.000-08:00That's why I hate CC companies. If I ever get ano...That's why I hate CC companies. If I ever get another card later one, it will probably be an Amex card that I can payoff at the end of the month. FYI. I had Chase too and they raised my APR twice!Margiehttps://www.blogger.com/profile/02093816831794471518noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-72589396054305154952009-01-08T10:27:00.000-08:002009-01-08T10:27:00.000-08:00loooove the letter! this must be one of the best ...loooove the letter! this must be one of the best dear john letters i've ever read.<BR/><BR/>this is the first i've heard of a service fee. is this something new they're doing with credit card consumers who have balances? wow.Ms. MoneyChathttps://www.blogger.com/profile/03687376914286381209noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-15217180997571285872009-01-08T09:52:00.000-08:002009-01-08T09:52:00.000-08:00Yay! Kick 'em to the curb!This letter was adorabl...Yay! Kick 'em to the curb!<BR/><BR/>This letter was adorable, by the way.paranoidasteroidhttps://www.blogger.com/profile/15351136725923850653noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-51725313059896180312009-01-08T06:27:00.000-08:002009-01-08T06:27:00.000-08:00I love it! They've been changing terms for everyon...I love it! They've been changing terms for everyone, rates shooting up, unused cards closed - it's a very different environment. Good you're kicking them to the curb when they don't respect you!Miss Mhttps://www.blogger.com/profile/15926161058644761041noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-78405767796865156662009-01-08T06:09:00.000-08:002009-01-08T06:09:00.000-08:00Christine: Yeah, Holly went from one louse to ano...Christine: Yeah, Holly went from one louse to another. Gross. Haha. I'm going to make every effort to pay off the stinkin' BofA account before year's end.<BR/><BR/>jpkittie: My break-up letter was very bipolar (aren't they all?) but I really don't blame Chase for doing this. Afterall, I wouldn't lend anyone with my credit history $18k with no collateral at 5.99%, which is what they did. I was so stupid to dig myself this hole. But you're darn right. Don't mess with us PF Bloggers, evil cc companies!Shtinkykathttps://www.blogger.com/profile/13463418160441246011noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-68333863352350183612009-01-08T03:55:00.000-08:002009-01-08T03:55:00.000-08:00too funnyhate evil cc companies! all the more rea...too funny<BR/><BR/>hate evil cc companies! all the more reason to get our debts undercontrol... I will no longer be taken either!!! <BR/><BR/>now to release the pf bloggers on their butts, they will be sorry they ever messed with us ;)jpkittiehttps://www.blogger.com/profile/16042638265207370788noreply@blogger.comtag:blogger.com,1999:blog-8824441942893023866.post-16921261877338213792009-01-07T20:22:00.000-08:002009-01-07T20:22:00.000-08:00Holly Madison left for Criss Angel? Bleck! I knew ...Holly Madison left for Criss Angel? Bleck! I knew she was leaving the house due to her break up with Hugh, but Criss? Ya, **shudder**<BR/><BR/>BTW, love your letter! The reason your card increased their APR is because there is <A HREF="http://www.marketwatch.com/news/story/ABA-Statement-Final-Credit-Card/story.aspx?guid=%7B30FA1851-97A0-4741-9D9B-99B218F00797%7D" REL="nofollow">strong new regulations</A> that will protect the consumer. So, before that goes in to effect... the credit card companies are being evil. <BR/><BR/>Just be sure to PIF BofA before the deadline. Good Move ;)Anonymousnoreply@blogger.com